Buyer's guide
Most teams searching for a Sumsub alternative are looking at the wrong door. Pick a vendor by where its check can fire inside your workflow, not only by how well it handles signup.
At a glance
If you are leaving Sumsub entirely, pick a full stack. If you are adding one check, you do not need a migration.
Each vendor is described from its own site. Sources are linked in each section below.
A person who passed onboarding last year proves nothing about who is changing the payout account today.
Verified accounts get sold, handed over and taken over after the KYC check is done.
The comparison below is built that way.
This page is for developers and compliance or security teams who already run onboarding, and possibly Sumsub.
They need an identity check at a specific risky moment:
If you need a full regulated onboarding stack with AML screening, business verification and transaction monitoring in one contract, several tools here are built for that.
The sections below say which.
Sumsub covers a lot of ground. Its Non-Doc Verification page lists:
Breadth is the reason it lands on shortlists.
The reasons teams leave come from other vendors' framing, so read them as such:
One trigger neither article covers is that onboarding checks do not stop account resale.
An account that passed KYC can be sold with the passport, selfie and bank account already attached. The original holder passes every onboarding check because they are real.
The control that catches the handover is a fresh face match, compared against the person who onboarded:
That is a check at the moment of action, and it is the gap this page is organized around.
What to compare
Score each vendor on these seven questions. They are the ones that decide whether a check works at a risky moment.
Only inside an onboarding flow, or from an API call, a link or a QR code at any point in your product?
A browser check, an embedded web flow, or a mobile SDK inside your app?
A pass or fail with evidence your existing decision engine can consume, or a case to work inside the vendor's dashboard?
ID images retained by default are a breach liability.
If a workflow fires a few hundred times a month, a platform minimum is a bad fit.
Test digital national IDs, paper copies and your local driver's licenses, not the vendor's demo set. Ask which proof-of-address document types are accepted, and whether the rejection message tells the user which ones.
What else does it cover? AML screening, business verification and monitoring matter if you are replacing Sumsub entirely, and matter less if you are adding one check.
| Tool | What its site says it is built around | Checks named on its site | How you integrate | Pricing on its site |
|---|---|---|---|---|
| Allpass.ai | Automated KYC and AML for crypto, fintech and iGaming | ID verification, Liveness and face match, AML screening, Proof of address, Business verification, Crypto KYT | Verification flow builder, Shared links, API | Startup $149/month, Growth $249/month, Scale from $999 (custom); per-service prices below |
| Ondato | KYC, KYB, AML and age verification in one hub | Identity verification, NFC and video-based IDV, Reusable age verification, PEP and sanctions screening, Biometric authentication | Sales-led ("Talk to sales", "Book a demo") | — |
| Persona | Identity platform with a versioned API | Inquiries, Transactions | Hosted Flow (no code), Embedded Flow for web, Mobile SDKs | — |
| Trulioo | Global person, business and agent verification | KYC, Document verification, eID, Age assurance, KYB, UBO discovery, AML screening, Device intelligence | API or no-code/low-code hosted UI | — |
| Jumio | Continuous identity across the customer lifecycle | Biometrics, Identity verification, Risk signals, AML screening, Selfie-based reusable identity | Sales-led ("Contact Sales") | — |
| AiPrise | AI-powered KYB and KYC compliance | Business and user verification, Watchlist screening, Proof of address, Government verifications, Reverification | Onboarding SDK, Workflows, API | — |
| Stile | Identity checks at the point of a risky action | Document capture, Liveness, Face match, mDL and Apple/Google Wallet IDs, Age checks | API call, shared link or QR code, opens in the browser | $0.25 per full check, 1,000 free checks a month |
Sources: Allpass.ai, Ondato, Persona's developer documentation, Trulioo, Jumio, AiPrise, and Stile's homepage and pricing page.
Each figure measures something different, so these are not a ranking.
Coverage
14,000+
Document templates across 250 countries and territories
Allpass.ai's homepage
Coverage
192
Countries covered
Ondato's comparison page
Coverage
450+
Independent data partners
Trulioo's platform page
Throughput
120
Transactions processed per second
Jumio's homepage
Wait time
About two seconds
What a check takes in the user's browser, with nothing to install
Stile's site
Of the tools here, Allpass.ai and Stile publish per-check prices.
Allpass.ai's pricing page sells identity verification and liveness with face match as separate services, so a document-plus-selfie check is the sum of the two.
The table assumes every check is a document check with liveness and face match, and leaves out AML screening and the other add-ons.
Monthly billing, from its pricing page.
| Service | Startup ($149/month) | Growth ($249/month) | Scale (from $999) |
|---|---|---|---|
| ID verification | $0.69 | $0.49 | custom |
| Liveness and face match | $0.39 | $0.25 | custom |
| Unique identity check | $0.19 | $0.15 | custom |
| AML screening | $0.59 | $0.39 | custom |
| Ongoing AML monitoring | $0.39 per month | $0.37 per month | custom |
| Proof of address (document) | $0.49 | $0.39 | custom |
| Support | email/chat | — |
| Checks per month | Stile ($0.25 each, first 1,000 free) | Allpass.ai at Startup rates ($1.08 per check) | Allpass.ai at Growth rates ($0.74 per check) |
|---|---|---|---|
| 300 | $0 | $324 | $222 |
| 1,000 | $0 | $1,080 | $740 |
| 2,500 | $375 | $2,700 | $1,850 |
| 5,000 | $1,000 | $5,400 | $3,700 |
Before you budget:
Allpass.ai's homepage calls it "the easiest fully automated KYC/AML tool".
Allpass.ai's pricing page, as of October 25, 2026.
Fits when: you are a European regulated business that wants KYC, AML screening and proof of address in one place, with prices you can read before a call.
Ondato's homepage presents integrated KYC, AML, age verification and KYB.
Fits when: you want KYC, KYB and AML in one hub with a sales-led rollout, and you value NFC chip reading or video identification.
Persona's developer documentation describes three ways to integrate.
Fits when: your product and engineering teams want to design their own verification flows and manage API versions over time.
Comparing with Persona specifically? See the head-to-head comparison of Stile and Persona.
Trulioo's homepage organizes its products around identity, fraud and AML, and risk.
Trulioo's pricing page, as of October 25, 2026.
Fits when: you onboard both people and businesses across many countries and want data-source breadth under a single contract.
Jumio's homepage argues that "identity isn't a single moment".
It describes moving beyond point-in-time checks to continuous identity insight across the customer lifecycle, drawing on its Jumio Identity Graph.
Fits when: you run a large consumer platform and want lifecycle identity and returning-user recognition from one enterprise vendor.
AiPrise's homepage calls it an AI-powered global compliance platform.
Fits when: you are a payments, lending or stablecoin company where business verification and ownership structures are the main workload.
Stile is built for the moment of action rather than only for signup.
Fits when: you need a check at payout and bank-detail changes, account recovery after a takeover attempt, age-restricted pickups, or carrier, driver or vendor onboarding, added next to the systems you already run.
A signed webhook with an audit trail, so your existing onboarding, compliance or fraud system makes the decision.
Do not pick a moment-of-action tool to replace a full regulated onboarding stack.
If the problem is signup, choose the onboarding platform that reads your users' documents and prices the volume you actually have.
If the problem is that verified accounts are being resold, recovered by the wrong person or used to redirect payouts, the fix is a second check at that moment, matched to the person who onboarded.
You do not need a migration for that. A per-check tool with a free monthly allowance lets you put one check on one workflow this week and measure it.
No. You can keep Sumsub for onboarding and add a second vendor only at payout changes, recovery or pickup. What matters is that the second check's result lands in the system that already makes the decision. A signed webhook or API response does that without a second dashboard for your analysts to work.
You still have to keep them. Allpass.ai's guide to leaving Sumsub notes that under AMLD5 regulated businesses must keep customer due diligence records for five years after the relationship ends, and that some jurisdictions require ten. Export before you switch off the old system.
Onboarding KYC cannot catch this, because the original holder is real and passes. Add a face match at the first withdrawal, on a new device and on any payout-detail change, compared against the onboarding selfie. Pair it with your own payment signals, for example a first deposit from an account in a different name.
Run a trial on your real documents, including digital IDs, paper copies and damaged cards, before you sign. A vendor's coverage map tells you a country is listed. It does not tell you that your users' version of the document passes.
Often it is the configuration. A rejection that does not name the accepted document types leaves users guessing. Ask each vendor which document types its proof-of-address check accepts in your markets and what the user sees on rejection.
That depends on the vendor's pricing model. Allpass.ai lists its plan prices on its pricing page. A pay-per-check model with a free allowance lets a developer run real checks first. The guide to integrating an identity verification API walks through what a first integration looks like.
If your risky moment is a payout change, a recovery request or a pickup, put one check on it and see what comes back. With Stile you can create your free account, get an API key in minutes, and run your first 1,000 checks each month at no cost.
