Stile vs Yoti — US-state regulatory depth
Both verify age. Stile maps the rule for each US state to a specific verification configuration; Yoti's product is jurisdictionally generic. Here's where that difference shows up in a regulated-commerce buying decision.
The Stile advantage vs Yoti
Three differences that show up in a regulated-commerce evaluation
US state-by-state compliance depth
Stile ships dedicated compliance pages per US state — Louisiana, California, Texas in Wave 1; more in Wave 1.5 — each citing the specific statute and mapping it to a verification configuration the merchant can deploy. Yoti's product is jurisdictionally generic; per-US-state regulatory mapping is left to the buyer.
mDL per ISO/IEC 18013-5
Stile verifies mobile driver's licenses from Apple Wallet and Google Wallet via ISO/IEC 18013-5; the wallet releases only the age tier the merchant requested. Yoti's primary digital-ID product is its proprietary Yoti Digital ID app, which is not the ISO mDL standard issued by US states.
Regulated commerce, pre-configured
Gambling, alcohol DTC, adult content, and cannabis each ship as pre-configured flows with the right credentials, age tier, and jurisdictional rule lookup wired up. Yoti is horizontal age verification across countries; the buyer assembles industry-specific behavior themselves.
Feature comparison
| Feature | Stile | Yoti |
|---|---|---|
| Document verification (200+ jurisdictions) | ||
| Passive liveness detection | ||
| mDL verification per ISO/IEC 18013-5 (Apple Wallet, Google Wallet) | ||
| Webhook returns normalized age tier (18+, 21+, 25+) jurisdiction-resolved | ||
| US state-specific compliance pages with statute citations | ||
| Pre-configured flows for regulated commerce (gambling, alcohol DTC, adult content, cannabis) | ||
| Single signed webhook covers every credential type |
Where this matters in practice. The difference between Stile and Yoti shows up most clearly when the regulator is a US state legislature, not a generic age threshold. The compliance configuration for Texas HB 1181 and California's age-appropriate design framework each lands as a different combination of credentials, age tier, and signed-attestation requirement. Other states (Louisiana and additional jurisdictions) ship through the US state compliance hub. Stile maps each state to that combination; Yoti returns a generic age signal.
If the verification needs to be jurisdiction-aware, follow the cluster: age verification is the capability page; mobile driver's license verification is where mDL fits in; regulated commerce is the family hub for the industries that have to answer to state law.
Switching considerations
Switching considerations. Stile does not currently publish a step-by-step Yoti migration guide because the SDK shapes are different enough that a literal port doesn't make sense — the integration is rebuilt against Stile's session API and signed-webhook shape, not lifted-and-shifted.
What changes for an engineering team: the front-end embed swaps from Yoti's widget to Stile's SDK; the back-end swaps from Yoti's verification result payload to Stile's signed-webhook (one webhook covers document, mDL, and liveness); session linkage moves to Stile's session ID. See the verification-sessions API reference for the request/response shape.
What changes for a compliance team: instead of mapping Yoti's age-attestation output to per-state rules in your own code, the rule resolution happens server-side at Stile and the webhook returns the eligibility decision already tied to the merchant's jurisdiction. The audit pointer lands in the same webhook.
What stays the same: capture UX is broadly similar (in-page or in-app camera + document framing), and the compliance evidence retained is configurable to match whatever retention contract the merchant has signed.
Talk to compliance
Switch from Yoti to Stile
Tell us which states the verification has to cover, which credentials you accept today, and the volume you process. We'll send a configuration recommendation and a switching plan back the same week.
Switching from Yoti?
Email goes to alex@stile.id directly. Engineering and compliance are CC'd on the reply.
Email alex@stile.id